Downloadable software for use identifying or verifying the identity of participants in transactions conducted over local, wide area, or global computer and data storage networks; downloadable computer software used to access databases to obtain information about phone numbers and to verify an end user's device; downloadable computer software for use in identification of fraudulent phone numbers; downloadable computer software used for verification of user identity on computer networks used for peer-to-peer and social networking, omnichannel messaging, and e-commerce transactions; Computer software for authentication, security, information sharing, messaging, and personal communications; downloadable software for use in assignment, management, and protection of users' digital identities; downloadable software for management of customer identity information across multiple devices; downloadable software for use in management of communications, user identity verification, authentication, and cybersecurity conducted using SMS, voice, cross platform voice over IP, and omnichannel messaging telecommunications network

Application service provider (ASP) featuring software for use identifying or verifying the identity of participants in transactions conducted over local, wide area, or global computer and data storage networks; Software as a service (SaaS), namely, providing application programming interface (API) software for use in a cloud-based telecommunication platform, for user identity authentication, personal identity information access and management, user identification, authentication, and verification with integrated multi-factor authentication, and for facilitating multi-factor authentication; Providing temporary use of non-downloadable cloud-based software for user identity authentication, personal identity information access and management, user identification, authentication, and verification with integrated multi-factor authentication, and for facilitating multi-factor authentication; Providing temporary use of online non-downloadable software for authentication of user identities, digital identification of authorized users, anti-fraud protection, communication sharing, digital advertising and identity management; Application service provider featuring application programming interface (API) software and on-line, non-downloadable software development tools for use in enabling, tracking, analyzing, and managing cloud communication services; Software as a service (SAAS) services featuring application programming interface (API) software for number masking, sending personalized, pre-recorded voice messages, notifications, one-time passcodes, and reminders, and text-to-speech calls; software as a service (SAAS) services, namely, hosting software for managing, monitoring, investigating, removing, tracking and protecting telephone numbers and data; Software as a service (SAAS) services featuring software for monitoring and detecting fraudulent financial transactions, fraudulent account creation, and unauthorized account access; Software as a service (SAAS) services featuring software for use in assignment, management, and protection of users' digital identities; Software as a service (SAAS) services featuring software for management of customer identity information across multiple devices; Software as a service (SAAS) services featuring software for identification of fraud in onboarding of new customers; Software as a service (SAAS) services featuring software for risk assessment and reputation scoring in onboarding of new customers; Software as a service (SAAS) services featuring software for storage, management, and retrieval of communications and identity data including phone numbers, email addresses, and internet protocol addresses; Software as a service (SAAS) services featuring software for use in management of communications, user identity verification, authentication, and cybersecurity conducted using SMS, voice, cross platform voice over IP, and omnichannel messaging telecommunications networks