Software as a service (SAAS) services featuring software for processing electronic payments, authorizing financial transactions, managing and tracking electronic payment information and facilitating B2B SaaS services for others, namely, for allowing business users to perform electronic business transactions via a global computer network; Providing temporary use of online non-downloadable computer software for use in business credit assessment; Providing online non-downloadable software for facilitating electronic charge card transactions for businesses, and allowing users to perform electronic charge card transactions via a global computer network, all in the field of corporate charge cards; Providing online non-downloadable software for identification, management and tracking of charge card expenses and savings, accounting and bookkeeping related to the use of corporate charge cards by employees, including invitations to and setting of monetary and other card level limits for card holders, identifying potential savings for use of charge cards, tracking spending and savings by card holders in real time, defining amount thresholds for receipts and other proofs of payment and following up with card holders, automatic receipt-transaction matching and categorization, and integrating with third party accounting software, all in the field of corporate charge cards; Providing a website featuring temporary use of non-downloadable software for facilitating electronic charge card transactions, and allowing users to perform electronic charge card transactions via a global computer network, all in the field of corporate charge cards; Providing a website featuring temporary use of non-downloadable software for identification, management and tracking of charge card expenses and savings, accounting and bookkeeping related to the use of corporate charge cards by employees, including invitations to and setting of monetary and other card level limits for card holders, identifying potential savings for use of charge cards, tracking spending and savings by card holders in real time, defining amount thresholds for receipts and other proofs of payment and following up with card holders, automatic receipt-transaction matching and categorization, and integrating with third party accounting software, all in the field of corporate charge cards; Software as a service (SAAS) for facilitating electronic charge card transactions, and allowing users to perform electronic business transactions via a global computer network, all in the field of corporate charge cards; Software as a service (SAAS) services featuring software for identification, management and tracking of charge card expenses and savings, accounting and bookkeeping related to the use of corporate charge cards by employees, including invitations to and setting of monetary and other card level limits for card holders, identifying potential savings for use of charge cards, tracking spending and savings by card holders in real time, defining amount thresholds for receipts and other proofs of payment and following up with card holders, automatic receipt-transaction matching and categorization, and integrating with third party accounting software, all in the field of corporate charge cards; Platform as a service (PAAS) services featuring software tools for users to build customized applications for processing electronic payments, authorizing financial transactions, managing electronic payment information, facilitating electronic payments and financial transactions