Downloadable computer software and downloadable computer software featuring application programming interface (API) software for retrieval and review and verification and authentication of personal financial and identity data; downloadable databases and electronic data sets containing data relating to authenticity and validation of digital certificates for the retrieval and review and verification and authentication of personal financial and identity data; downloadable software for authenticating and validating digital certificates for the retrieval and review and verification and authentication of personal financial and identity data; downloadable software for performing financial and identity verification and authentication; downloadable computer communications software to allow access to financial and identity information

Providing an on-line computer database, with interconnection to other on-line databases, of personal financial and identity data; analysis and processing, namely, compiling and analyzing statistics, data and other sources of personal financial and identity information; financial and other transactional services, namely, providing secure verification of personal financial and identity information

Providing online non-downloadable software for capturing, extracting, and authenticating personal financial and identity data; application service provider featuring application programming interface (API) software for retrieval and review of personal financial and identity data; Application service provider featuring application programming interface (API) software for integrating transactional, financial, identity, and analytics information and functionality into other software and platforms; electronic signature authentication and verification services using technology to authenticate user identity; providing an on-line searchable database and on-line electronic datasets, with interconnection to other on-line databases and electronic datasets, for digital certificate authentication and verification of personal financial and identity information; providing temporary use of non-downloadable computer software for authenticating and validating digital certificates for personal financial and identity verification; providing temporary use of non-downloadable computer software relating to information regarding personal identity, namely, software for compiling, analyzing and managing personal financial and identity information; providing temporary use of non-downloadable computer software for personal financial and identity verification and authentication; Electronic monitoring of personally identifying information to detect identity theft via the internet