Arranging and conducting incentive reward programs to promote credit card use; acquisition and merger consultation; business and personal credit card incentive reward programs, namely, awarding points and rewards for credit card use; business management consulting; business organization consulting; business consulting in the fields of mergers and acquisitions, specialized industries, specialty manufacturing and distribution, information technology, applied technology, testing and monitoring, professional services, transportation, energy, food and beverage, healthcare, agriculture, education, nonprofits, and real estate; business risk management and consulting; holding company services performed for third parties, namely, business administration; credit card registration services