Downloadable software in the nature of a mobile application for financial services, namely, a mobile application that allows users to apply for loans or credit cards; Downloadable software in the nature of a mobile application for financial services, namely, a mobile application that allows for money lending to consumers; Downloadable software in the nature of a mobile application for financial services, namely, a mobile application which assists users in savings and finances by providing educational tools relating to banking, credit, credit scores, credit score improvement, credit consulting, money management, money saving, debt management, and budgeting; Downloadable software in the nature of a mobile application for financial services, namely, a mobile application to assist users in savings and finances by allowing users to accrue rewards incentives through participation in educational lessons relating to banking, credit, credit scores, credit score improvement, credit consulting, money management, money saving, debt management, and budgeting; Downloadable software in the nature of a mobile application featuring advice relating to credit reports and score improvements, credit card best practices, credit advice and education, personal finance advice and tools, advice related to debt, budgeting, and saving; Downloadable software in the nature of a mobile application for financial services, namely, a mobile application that allows individuals with low to no credit score or zero credit availability to apply for loans or credit cards; Downloadable software in the nature of a mobile application for financial services, namely, a mobile application that allows for money lending to individuals with low to no credit score or zero credit availability; Downloadable software in the nature of a mobile application specifically directed to individuals with low to no credit score or zero credit availability featuring advice relating to credit reports and score improvements, credit card best practices, credit advice and education, personal finance advice and tools, advice related to debt, budgeting, and saving

Financial services, namely, providing a credit card program; Financial services, namely, providing a credit card program designed especially for individuals who would be deemed risky based on their credit scores by utilizing cash flow underwriting to assess risk; Financial services, namely, providing a credit card program designed especially for individuals with low to no credit score or zero credit availability; Financial services, namely, issuing credit cards based on cash flow underwriting; Financial services, namely, providing cash flow underwriting for purposes of issuing lines of credit to individuals; Financial services, namely, providing cash flow underwriting for purposes of issuing lines of credit to individuals with little to no credit score or zero credit availability; Credit card services, namely, credit card authorization services, credit card factoring services, credit card payment processing services, credit card transaction processing services, issuing of credit cards, financial administration of credit card accounts, processing and transmission of bills and payments thereof

Educational services, namely, providing a credit education program in the field of banking, credit, credit scores, credit score improvement, credit consulting, money management, money saving, debt management, and budgeting; Coaching in the field of personal finance, financial coaching, financial planning, money management, investing, debt relief strategies, and budgeting; Educational services, namely, providing lessons and tools relating to banking, credit, credit scores, credit score improvement, credit consulting, money management, money saving, debt management, and budgeting specifically directed to individuals with low to no credit score or zero credit availability