Magnetically encoded credit cards; Magnetically encoded debit cards; Downloadable software in a mobile application for enabling users to purchase goods and services electronically as well as transaction authorization, credit authorization, processing electronic payments, developing budgeting strategies, and processing financial transactions by collecting, storing, and transmitting data and information for use in financing of purchases

Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing financial information; Electronic payment services, namely, facilitating consumer purchases of goods and services through installment payment plans via a global computer network; Electronic payment services, namely, providing electronic processing of ach and credit card transactions, debit card transactions, and electronic payments via a global computer network; Financial and banking services, namely, debt settlement, loan services, and budgeting services; Facilitating electronic processing of electronic funds transfers made via debit card, namely, verifying and processing of electronic funds transfer made via debit cards; Installment payments services; Budgeting services; Computerized financial transaction authorization, namely, providing secure commercial transactions and payment options using a mobile device, credit card, or debit card at a point of sale; Financial affairs, namely, financial advice, budgeting guidance, financial information, financial management, and financial analysis services; Financial affairs, namely, providing of consumer credit card and debit card services

Electronic data transmission; Providing electronic transmission of credit card or debit card transaction data and electronic payment data via a global computer network

Providing temporary use of on-line non-downloadable software tools as software as a service (SAAS) for purchasing goods and services electronically, namely, software for use in assessing creditworthiness, preparing, processing, managing and tracking electronic payments, developing budgeting strategies, authorizing financial transactions, and facilitating e-commerce services for users to perform electronic business transactions via a global computer network; Providing temporary use of online non-downloadable software tools as software as a service (SAAS) for facilitating electronic funds transfers and payments made via debit or credit card