Downloadable computer software for mobile devices and smartphones for evaluating credit worthiness, evaluating credit scores with credit card and loan financial product offers in the field of consumer credit cards and financial loans for consumers; downloadable computer software for mobile devices and smartphones used to match consumers with credit card and loan offers from banks and financial institutions

Financial services, namely, providing monetary payment transaction services by acting as an online intermediary for financial institutions and customers by providing credit card options based on customer's risk profile and credit scores; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing a website where users can find credit cards and financial loan offers targeted to users' credit score and risk profile; providing an on-line computer database in the field of financial information related to credit reporting, credit rating, credit scores, and credit disputes; providing on-line financial calculators, simulators, score factor assessments and credit score analyzer; credit card and loan assessment, evaluation and consulting services for use in direct to consumer marketing offers in the field of credit cards and financial loans; all of the foregoing services provided to corporate and institutional clients and not to retail consumers

Software as a service (SAAS) services, namely, hosting software for use by others for use in evaluating credit worthiness, evaluating credit scores with credit card and loan financial product offers in the field of consumer credit cards and financial loans for consumers; application service provider featuring application programming interface (API) software for use in evaluating credit worthiness, evaluating credit scores with credit card and loan financial product offers in the field of consumer credit cards and financial loans for consumers; software as a service (SAAS) services, namely, hosting software for use in operating a financial marketplace for users to evaluate credit card offers and loan offers and matching consumers with merchants and financial institutions