Financial services, namely, credit repair and restoration; credit assessment and credit screening services, namely, evaluation of the creditworthiness of companies and private individuals; providing an interactive website for consumers featuring information pertaining to the establishment of credit, creditworthiness self-monitoring, and the maintenance and enhancement of their own creditworthiness and credit reputation; providing financial credit history information services; providing information on credit and collections of businesses; Consumer credit consultation; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals; Credit risk management; Consumer and business credit services; Financial services, namely, credit dispute services, credit audit services, and credit authentication services; Consumer credit consultation services, namely, consulting related to credit reporting agencies, creditors, and government and regulatory agencies