Computer software for processing electronic payments to and from others that may be downloaded from one or more electronic communication network(s), such as computer network and telecommunication network, and recorded on digital media; computer software for use in the processing of electronic financial transactions of any assets, credits, and obligations, including payments, securities, bonds, trade, futures, digital currency, fiat currency, virtual currency, commodities, precious metals and store credits; computer software for use in the issuance, deposit, withdraw, remittance, transfer, clearance, settlement, and management of any digital assets, credits, and obligations; computer software, namely, an electronic financial platform that accommodates multiple types of payments and financial transactions in one or more electronic communication network environment(s), via landline phones, mobile phones, PDAs, tablets, laptops, desktops, and other electronic devices capable of connecting with the above network(s); providing temporary use of on-line non-downloadable software and applications for an electronic financial platform that accommodates multiple types of payments and financial transactions through one dimensional codes, two dimensional codes and/or three dimensional codes, such as barcodes and QR codes; software development and product development in the field of one dimensional codes, two dimensional codes and/or three dimensional codes technology; Software as a Service (SaaS) services featuring software for one dimensional codes, two dimensional codes and/or three dimensional codes generator with a data tracking system; providing on-line non-downloadable software for collecting real-time data with one dimensional codes, two dimensional codes and/or three dimensional codes, such as barcodes and QR codes; application service provider (ASP), namely, hosting, managing, developing, analyzing, and maintaining applications, software and websites of others in the field of one dimensional codes, two dimensional codes and/or three dimensional codes processing and information; application service provider (ASP) featuring software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; application service provider (ASP) featuring software for use in knowledge management to host computer application software for the purpose of one dimensional code, two dimensional codes and/or three dimensional codes generator with a data tracking system; providing on-line non-downloadable computer software and computer programs for generating one dimensional code, two dimensional code and /or three dimensional code, such as barcode and QR code; providing on-line non-downloadable computer software for enabling one dimensional codes, two dimensional codes and/or three dimensional codes scanners to read one dimensional codes, two dimensional codes and/or three dimensional codes, such as barcodes and QR codes; consultation services in the field of technical advice relating to performance and operation of one dimensional code, two dimensional code and/or three dimensional code generating computer software; Platform as a Service (PaaS) featuring computer software platforms that accommodate multiple types of payments and financial transactions in one or more electronic communication network environment(s), via landline phones, mobile phones, PDAs, tablets, laptops, desktops, and other electronic devices capable of connecting with the above network(s); application service provider featuring software for use in providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notification and reports