Issuance of discount coupons in the nature of tokens of value; brokerage of purchase payment; brokerage of mobile payment; issuance of mobile discount coupon in the nature of tokens of value; issuance of electronic payment cards in connection with bonus and reward schemes; leasing of office space; issuance of cyber money; financial brokerage services for charging cyber money; issuance electronic coupons in the nature of tokens of value via smart phones; electronic payment services involving electronic processing and subsequent transmission of bill payment data; bill payment services provided through a website; automated payment services; electronic payment for others; on-line brokerage for trading and transactions relating to currency and other financial products