Downloadable computer software in the nature of a mobile application for use by businesses to select and manage personalized and customized investments and borrowing for themselves and their clients, namely, computer software, assessing end user goals, objectives and risk tolerance, recommending personalized and customized investment portfolios, mortgage and other debt products, and acquiring and managing investment portfolios, including socially and environmentally responsible investments; downloadable computer software for use by businesses to offer personalized and customized investment and debt management services to their clients and for themselves, namely, computer software for assessing goals, objectives and risk tolerance, recommending customized investment portfolios, mortgages and other debt products, tax-loss harvesting, and acquiring and managing personal investment portfolios, including socially and environmentally responsible investments; downloadable computer software in the nature of a mobile application for businesses and consumers to engage in and manage self-directed trading

Services, including brokerage services, to assist businesses to select and manage investments and borrowing for themselves and for their clients, namely, providing personalized and customized risk assessments, investment, tax-loss harvesting, and borrowing recommendations, and acquiring and managing investments; self-directed trading services for consumers and businesses for themselves and their clients

Providing temporary use of online-only, non-downloadable software for use businesses to select and manage investments and borrowing for themselves and their clients, namely, computer software for assessing objectives and risk tolerance, recommending personalized and customized investment portfolios and tax-loss harvesting, and acquiring and managing investments; self-directed trading services for consumers, and for businesses on behalf of themselves and their clients