Providing temporary use of non-downloadable cloud-based software that allows sellers of debt portfolios to connect with potential buyers; Providing temporary use of non-downloadable cloud-based software for marketing and facilitating the sale of debt portfolios; Providing temporary use of non-downloadable cloud-based software that allows originators, debt buyers and servicers to buy and sell debt portfolios in a secure online platform; Application service provider (ASP) featuring software enabling the transmission of financial data over the Internet; Application service provider (ASP) featuring software for collecting, storing, and tracking financial data and information