Providing an online database containing information in the fields of consumer credit reporting, background, employment and income utilized by landlords and real estate agent to assess prospective tenants that desire to rent real property; credit assessment services, namely, providing information relating to credit rating services; credit consultancy services; credit evaluation services, namely, evaluation of the credit worthiness of companies and private individuals; credit information services being financial information services; credit risk assessment services; credit screening services, namely, evaluation of the credit worthiness of companies and private individuals to assess prospective tenants who desire to rent a real property; strategic financial advisory services, namely, credit strategy management services; financial asset location services, namely, providing information and data related to the financial assets, background, employment and income of private individuals that desire to rent a real property; financial database services, namely, providing an on-line searchable database featuring financial information about businesses and private individuals; tenant verification services to identify, vet and verify the creditworthiness credentials of tenants and prospective tenants; providing an on-line searchable database and on-line electronic data sets featuring financial and demographic data relating to candidate verification for real estate rental