Insurance information; insurance consultancy; insurance administration; insurance claims processing; Insurance underwriting in the field of life insurance; insurance underwriting consultation; insurance agencies in the field of life insurance; insurance brokerage in the field of life insurance; insurance claims processing in the field of life insurance; insurance services, namely, underwriting life insurance; insurance carrier services; reinsurance services, namely, underwriting for life insurance; Computer services, namely, providing a website, for gathering information about life insurance, obtaining personalized life insurance needs analysis, obtaining price quotes and applying on-line for such insurance, automating the underwriting process, policy issuance and delivery and receiving on-going policyholder services delivered through a hosted, maintained web-site transaction engine