Business consulting services; business consulting services relating to finance, loans, and credit assessment; credit and consumer credit risk score assessment and monitoring for business purposes

Financial consulting; financial literacy services; credit risk management services; financial risk analysis services; financial information, forecasting and advisory services in the field of risk analysis; financial information, forecasting and advisory services in the field of risk analysis, namely, assessing the progress of an individual throughout their lifetime, namely, education, training, work experience, community outreach, travel experience, hobbies, and languages spoken in connection with assigning a consumer credit score; consumer self-help financial services, namely, consumer self-help credit risk analysis and credit management; providing an online financial score assessment and credit score analyzer; financial information provided by electronic means; consulting and information services concerning financial data and statistics for use by lenders, financial institutions and insurance companies

Software as a Service (SaaS) services featuring software for use by the financial services industry; Software as a Service (SaaS) services featuring software for use by the financial services industry, namely, credit risk management and financial risk analysis; Software as a Service (SaaS) services featuring software for financial forecasting and advisory in the field of risk analysis; Software as a Service (SaaS) services featuring software for use in the consumer lending industry; Software as a Service (SaaS) services featuring software for use in the consumer lending industry, namely, assessing the progress of an individual throughout their lifetime, namely, education, training, work experience, community outreach, travel experience, hobbies, and languages spoken in connection with assigning a consumer credit score