Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Electronic and magnetic ID cards for use in connection with payment for services; Magnetically encoded credit cards; Magnetically encoded debit cards; Radio frequency identification (RFID) credentials, namely, cards and tags, and readers for radio frequency identification credentials

Processing of contactless credit and debit card payments; Charge card and credit card payment processing services; Clearing and reconciling financial transactions via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services, namely, credit card and debit card transaction processing services; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments