Financial risk management services for merchants, financial institutions and telecommunications companies; Financial account protection in the nature of providing secure commercial transaction and payment options, instant credit authorization and facilitation, dynamic e-commerce checkout, alternative payment, and chargeback guarantee

Providing temporary use of on-line non-downloadable computer software for use in the detection and prevention of online fraud and for credit card fraud detection; Software as a service (SAAS) featuring software for use in financial account protection, payment authorization and processing, instant credit authorization and facilitation, dynamic e-commerce checkout, alternative payment, chargeback guarantee, secure commercial transactions, and detection, prevention and management of online fraud and credit card fraud; Providing temporary use of on-line non-downloadable computer software for use in financial account protection, payment authorization and processing, instant credit authorization and facilitation, dynamic e-commerce checkout, alternative payment, chargeback guarantee, secure commercial transactions, and detection, prevention and management of online fraud and credit card fraud; Software as a service (SAAS) featuring software for use in electronically monitoring, detecting and reporting suspicious and abnormal patterns of on-line transaction activity indicating theft, fraud, or other criminal activity, and providing authentication services in e-commerce transactions; Providing temporary use of on-line non-downloadable computer software for use in electronically monitoring, detecting and reporting suspicious and abnormal patterns of on-line transaction activity indicating theft, fraud, or other criminal activity, and providing authentication services in e-commerce transactions; Electronic monitoring of credit card activity to detect fraud via the internet