A house mark for financial software apps and services, namely, financial services, investment services, real estate services, and financial investment, forecasting and timing, and valuation in the fields of real estate, equities, bonds, intellectual property, fine art, and decorative art. Enhance and improve model performance by applying artificial intelligence techniques such as neural nets with numerical optimization, genetic algorithms, similarity and case-based reasoning, matching algorithms, constraint satisfaction, text and sentiment analytics, data mining, and auto-explanation facilities, as well as applying concepts from decision theory, economics and statistics