Embedded and white label consumer financial services, including physical and virtual credit cards, physical and virtual debit card, and buy-now-pay-later; Issuance of credit and debit cards; Payment processing services, namely, credit card and debit card transaction processing services; Issuance of buy-now-pay-later services; Credit card services, including private label, general purpose, and co-branded general purpose credit cards; electronic credit card transaction services; facilitating credit card services through electronic means and mobile devices, namely, processing of credit card applications, authorizations, payments and account management services; credit card and financial services servicing activities; credit card loyalty and rewards program services, namely, programs that allow businesses to offer payments and/or rewards to customers; providing services for processing credit card transactions for merchants