Electronic apparatus with cellular communication, GPS, motion sensors, and vehicle communication sensors, used for monitoring, recording, and transmitting the location of a vehicle, distance traveled by vehicle, vehicle speed, engine RPMs, oil pressure, battery level, fuel levels, ignition cycles, engine oil temperature, check engine light data, transmission fluid levels, battery power consumption and projected battery life, excessive braking, harsh acceleration, excessive speeding, sharp cornering, fast lane changing, hitting potholes and bumps at high speed, daytime and nighttime driving fractions, highway and city driving fractions, and time spent idling; downloadable application for mobile phone and handheld computers used with a vehicle for sending notifications and alerts to user regarding fuel level, battery level, towing event, impact event, check engine light with error code explanation, recall notices issued by the manufacturer, maintenance due and past-due; downloadable application for mobile phone and handheld computers to be used with a vehicle for maintaining driver or operator trip logs, recording start and end locations of trips, recording expenses incurred during trips, generating periodic expense reports with settable reimbursement rates, transmitting expense reports to user and user designated contacts; downloadable application for mobile phone and handheld computers to be used with a vehicle creating and organizing a list of geofences as geographical boundaries, monitoring entry and exit from these geographical boundaries, transmitting alerts of entry and exit to user and user designated contacts; downloadable application for mobile phone and handheld computers to be used with a vehicle monitoring excessive speeding transmitting alerts of excessive speeding to user and user-designated contacts; downloadable application for mobile phone and handheld computers to be used with a vehicle detecting and recording driver or operator activity, generating scores or quantitative ratings of driving habits and vehicle health, notifying drivers or operators of unsafe or potentially risky driving events, and providing tips to improve driving to reduce risk and be more eco-friendly; downloadable application for mobile phone and handheld computers to be used with a vehicle providing recommended maintenance schedule and maintenance due reminders, searching for nearby gas stations, searching for nearby garages, booking appointments at garages, paying for appointments for work performed at garages, maintaining a log of service appointments and work performed; downloadable application for mobile phone and handheld computers to be used with a vehicle providing access to roadside assistance by approved partners, and for providing access to mechanic hotline for vehicle maintenance related questions