Credit risk management and consultation services, namely, assistance with restoring and analyzing credit damaged by identity theft; tracking and reporting regarding consumer credit reports and changes thereto; fraud resolution assistance, namely, assistance with restoring credit damaged by identity theft

Providing credit monitoring, protection, and alert services, namely, electronic monitoring of credit reports, public and private records, and consumer accounts to facilitate the detection and prevention of identity theft and fraud and alert consumers of detected activity; electronic financial identity monitoring services for fraud protection purposes; providing information on potential fraud and identity theft via e-mail alerts and notifications