Computer hardware; Computer software; Information technology and audio-visual, multimedia and photographic devices; Computer programs and software for image processing used for mobile phones; Computer programs used for electronic cash register systems; Electronic cash registers; Computer software for inter-network accounting in the telecommunications field; Security tokens, encryption devices; VPN, virtual private network, operating software; Electronic payment terminal; Payment terminals, money dispensing and sorting devices; Software for processing electronic payments to and from others

Electronic cash transactions; Issue and redemption of tokens of value; Issue of tokens, coupons and vouchers of value; Issuing of tokens of value in relation to incentive schemes; Issuing of tokens of value in relation to customer loyalty schemes; Issuing tokens of value as part of a customer membership scheme; Providing information relating to the issue of tokens of value; Provision of prepaid cards and tokens; Insurance services; Insurance; Conducting of financial affairs on-line; Financial affairs; Monetary affairs; Real estate affairs; Currency dealing; Currency trading; Foreign currency dealing; Currency exchange services; Foreign currency exchange; Virtual currency services; Virtual currency exchange; Brokerage of currency; Foreign currency transfer services; Virtual currency transfer services; Trading in foreign currency; Buying and selling currency; Currency trading and exchange services; Payment processing services; Contactless payment services; Remote payment services; Automated payment; Payment processing; Electronic payment services; Financial payment services; Payment administration services; Debit card payment services; Electronic commerce payment services; Payment transaction card services; Electronic wallet services, payment services; Issuing of payment gift cards; Issuing of payment gift vouchers; Processing of electronic payments; Payment services provided via wireless telecommunications apparatus and devices; Financial transfers and transactions, and payment services; Processing of payment transactions via the Internet; Electronic processing of payments via a global computer network; Transfer of funds for the purchase of goods, via electronic communication networks; Electronic transfer of funds by means of telecommunications networks; Information services relating to the automated transfer of funds; Transfer of funds via electronic communication networks; Electronic transfer of funds for others; Provision of electronic funds transfer services; Computerised transfer of funds; Electronic transfer of funds; Electronic funds transfer by telecommunications

Virtual chatrooms established via text messaging; Providing virtual private network (VPN) services; Communication via virtual private networks; Providing virtual facilities for real-time interaction among computer users; Interactive telecommunications services; Telecommunications consultancy services; Telecommunications gateway services; Telecommunications portal services; Telecommunications services between computer networks; Telecommunications services between financial institutions