Computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, and special offers; computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; computer software used to process mobile payments; Downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions

Financial services; financial transaction services; Providing secure commercial transactions; providing secure commercial transactions; credit and debit card services; debit and credit card services, electronic payment services; bill payment services; payment authorization, verification, and transaction processing services; electronic payment and funds transfer services; mobile and online payments