Electronic payment services, namely, on-line financing of purchases via the Internet and electronic means; providing trade credit services, namely, financing services for business customers; payment administration services, namely, electronic processing and subsequent transmission of bill payment data; payment processing services, namely, providing electronic processing of electronic funds transfers, and electronic payments; payment transaction services, namely, providing transactional services relating to point-of-sale transactions in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; assessing consumer credit information; financial advice regarding credit; Payment processing services, namely, providing electronic processing of electronic payments for the purpose of facilitating the reimbursement of monetary amounts to business customers for purchases made by consumers on terms of delayed and interest free payment; Payment processing services, namely, providing electronic processing of electronic payments for the purpose of facilitating payments between business customers and consumers relative to purchases made by consumers on terms of delayed and interest free payments