Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Arranging and conducting savings programs to bank customers to promote saving money and spending less money; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; financial services, namely, the buying, selling and trading of digital currencies; financial services, namely, providing online stored value accounts for holding digital currencies in an electronic environment; providing digital currency exchange services and online financial services, namely, providing electronic transfer of virtual currency using blockchain technologies; banking services; financial services, namely, mortgage lending, commercial, retail and consumer loans, issuance of credit cards and debit cards; investment and fiduciary services, namely, financial trust administration, investment consultation, financial planning consultation, and stock brokerage services; insurance consultation and brokerage services; providing information and research in the field of finance and financial investments