Administration of credit card and multi-tender loyalty programs, namely, programs that allow businesses to offer payments and rewards to customers; marketing and data analytics services regarding credit card and merchant customer performance, namely, providing marketing information relating to credit cards and marketing data and programs and consumer research and reports; billing

Financial services, namely, credit card services in the nature of processing or credit card payments and issuing of credit cards, including private label credit cards and credit cards that serve as both private label credit cards and general purpose credit cards; Electronic credit card transaction processing services; Point of sale and point of transaction services, namely, credit application processing in the nature of evaluating credit worthiness of companies and private individuals and issuing credit cards, payment transaction processing services and credit card authorization services; Facilitating credit services through electronic means and mobile devices, namely, processing of credit card applications in the nature of evaluating credit worthiness of companies and private individuals, credit card authorization services; financial services, namely, installment loan services; electronic installment loan transaction services, namely, providing personal loans and lines of credit online for use at point of purchase; facilitating credit services through electronic means and mobile devices, namely, processing of installment loan applications in the nature of evaluating credit worthiness of companies and private individuals, installment loan authorization services, namely, providing personal loans and lines of credit online for use at point of purchase, and installment loan payment services, namely, bill payment services, and financial account management services in the nature of financial administration of installment loan accounts; providing services for processing credit transactions for merchants, namely, processing of installment loan applications in the nature of evaluating credit worthiness of companies and private individuals, installment loan bill payment services, and financial account management services in the nature of financial administration of installment loan accounts; credit card services, namely, payment processing and financial account management services