Accepting, processing, authenticating, managing and reconciling credit card, debit card, gift card, pre-paid card, deferred payment card, cash and other forms of payment transactions; financial services, namely, accepting, processing, authenticating, managing and reconciling electronic payments and electronic payment transactions; financial services, namely, enabling consumers to purchase and gift or share magnetically encoded gift cards, pre-paid cards and payment cards with others; financial services, namely, enabling consumers and business to perform electronic payment transactions through the use of their electronic signature, PIN name or photo; gift card and prepaid card transaction processing services; loyalty program payment processing services; providing peer-to-peer money transfer and lending services via electronic mail, mobile electronic devices and global and local computer networks; arranging and provision of credit, loans and cash advances; arranging of credit, loans and cash advances between other parties; financial services, namely, providing financing to emerging and existing businesses; financing services; financial services, namely, extending credit and providing financial resources, loans and cash advances to emerging and existing businesses; computer services, namely, collecting, storing, analyzing and providing data and information regarding electronic payment transactions