Medical insurance case and utilization review and insurance claims adjustment services for healthcare purchasers and payers and providers and Medicare beneficiaries; medical insurance claims review services, including inpatient claims analysis, medical claims evaluation and management, network optimization and clinical and coding review services; healthcare benefit management and coordination services; providing healthcare benefit administration services; providing counseling and consulting in the field of healthcare benefits; insurance services, namely, providing information and on-line computer databases for insurance claims management and assessing for compliance and reporting; insurance services, namely, providing information and on-line computer databases relating to Medicare payments and assessing for compliance; providing an internet website portal in the field of insurance claims management and assessing for compliance and reporting; Providing databases and information in the field of insurance and related insurance services, for use in generating reports using the accessed data; providing databases featuring information in the field of insurance for the purpose of assisting with insurance underwriting, insurance rating information, insurance claims review, analysis and processing, auditing, and computing, estimating, and analyzing insurance loss information; providing information about insurance matters and insurance claims via a global computer network