Software as a service (SAAS) services featuring software for users to digitally sign and electronically notarize documents, perform identity authentication and verification; record audio and video components of a transaction; manage document workflow; upload, download, view, transmit, review, accept, complete, and distribute electronic documents; utilize digital time stamping; utilize audit trails to track each event that occurs in a transaction; retain evidence of any post-signature modification to a document; and notaries public to create and maintain electronic notary public journals