Providing online non-downloadable software for financial investment, monetary management, and monetary management; Providing a web site featuring temporary use of non-downloadable software allowing web site users to manage their financial affairs; Software as a Service (SaaS) featuring software for use by businesses in leveraging and analyzing financial data to enhance financial planning, management of accounts, and bookkeeping; Software as a Service (SaaS) featuring software for monetary and financial investment consultation; Software as a service (SAAS) services featuring feature software for assessing financial information; Software as a service (SAAS) services using artificial intelligence for identifying unused cash and for providing recommendations and automated solutions for financial investment