Providing electronic transmission of financial and business information between and among customers and businesses via an electronic communications network; providing electronic transmission of payment transactions and related information, communications, and advertising and promotional materials among customers and businesses via an electronic communications network; providing notification alerts via internet and mobile electronic devices

Providing temporary use of non-downloadable software for payment processing, user authentication, management and tracking of payment transactions; computer services, namely, providing a website featuring temporary use of non-downloadable software for collecting, analyzing, and providing data and information regarding electronic payment transactions; providing temporary use of non-downloadable software for use in collecting, analyzing, and providing data and information regarding electronic payment transactions; providing an interactive website that enables consumers to enter, access, track, manage, monitor, and generate information and reports regarding their utilities usage; Providing temporary use of non-downloadable software for integrating home utilities and devices to provide consultive purchasing recommendations, energy savings recommendations, group pricing, and other home benefits for subscribers

Consultancy, advisory, analysis and information services relating to consumer usage of residential utilities and devices; consultancy, advisory, analysis and information services relating to purchasing recommendations, energy savings recommendations, group pricing, and other home benefits for subscribers