Computer software for providing for interaction of a user with a conversational user interface; computer software for retrieving information from a user and delivering to the user context-sensitive information and user-specific information; computer software for transmitting information to a user from an adaptive, artificially intelligent software agent; computer software in the field of artificial intelligence, namely, software for converting natural language voice and text into machine executable commands; computer software, namely, an interpretive interface for facilitating interaction between humans and machines via voice and text message-enabled conversational agents and chat bots; computer software used to process natural language voice and text commands, and create natural language voice and text responses to voice and text commands; computer software for providing services features and purchase information in response to voice and text data; computer software for providing information on financial services, payment processing solutions, financial transaction services, and payment and funds verification services in response to voice and text data; computer software, namely, an interactive interface for receiving consumer preference information and providing information about financial services, payment processing services, and financial transaction services; computer application software for mobile phones, portable media players, and handheld computers, namely, artificial intelligence and natural language processing software for providing consumer resources for searching, locating, evaluating and securing assistance with financial and payment services; computer software for providing virtual assistant services

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; payment and funds verification services; payment processing services, namely, credit card and debit card transaction processing services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at point of sale; financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing and administration of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing credit card, smart card, and debit card electronic payment authentication and verification services; mobile debit card, credit card, and electronic payment transaction processing services; payment processing solutions, namely, providing secure commercial transaction and point-of-service electronic processing of debit and credit card transactions and electronic payments via electronic payment devices; services using a chat bot to simulate and process human conversation and allowing humans to interact with digital devices in connection with financial services, payment services, and financial transactions