administration of a discount program enabling participants to obtain discounts on goods and services, discounted shipping, expedited shipping and early access to sales events; advertising services, namely, dissemination of advertising for others via an on-line electronic communications network; automated and computerized trading of goods and services for others provided over a global communication information network, namely, operating on-line marketplaces for sellers and buyers of goods and/or services; business data analytics services regarding the sale of products and services of others, and regarding the authenticating, processing and management of mobile payments; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication and tracking; business information management, namely, electronic reporting of business information; computerized on-line ordering featuring general merchandise and general consumer goods; computerized on-line ordering services featuring a wide variety of consumer goods; e-commerce services, namely, providing information about products via telecommunication networks for sales purposes; electronic processing of orders for others; information services, namely, providing information about retail products to customers; on-line retail and wholesale distributorship services featuring general consumer merchandise, consumables and household goods, and general consumer goods; on-line retail convenience stores; on-line trading services, namely, operating on-line marketplaces for sellers and buyers of goods and/or services; online business and commercial information services; online business information services, namely, analyzing an individual's preferences and providing product reviews and recommendations; online retail store services featuring streamed and downloadable pre-recorded electronic games; preparation of business reports; preparing business and financial reports for others regarding the sale of products and services of others; providing a searchable database in the field of business information available via a global computer network; providing a searchable on-line advertising guide featuring the goods and services of other on-line vendors; providing a web site featuring the ratings, reviews and recommendations on products and services for commercial purposes posted by users; providing a web-based system and online portals in the field of consumer-to-business commerce for consumers to enter, manage and modify a payment and delivery profile and for sellers to enter, manage and modify their product listings; providing consumer product information via the Internet or other communications networks; retail advertising services, namely, dissemination of advertising for others via an on-line electronic communications network; retail department stores, retail on-line department stores; retail on-line convenience stores; retail store services featuring a wide variety of consumer goods