Magnetically encoded debit cards; magnetically encoded credit cards; encoded electronic chip cards for use in financial transactions; cards encoded with security features for identification purposes; downloadable software for authentication of users; downloadable application programming interface (api) software; downloadable computer software for management of user identification; Downloadable software for enabling the transfer of financial instruments; downloadable software for providing discounts on products and services; downloadable software to enable transactions of value to be requested from or sent to others, namely, financial transactions, discounts, rewards, and loyalty benefits

Providing incentive award and loyalty programs

Providing financial information via a web site; financial exchange; money exchange services; money transfer; money wiring services; electronic transfer of money; exchanging money; Providing cash advance services to businesses through the purchases of future receivables; Electronic transfer of financial instruments for others; Debit card, cash card, and stored value card services; banking services; financing services; investment services; buy now pay later, installment loan services; in-app shopping; insurance services; embedded wallet services; cash-acceptance transaction services for supporting the funding of prepaid debit cards; analysis and evaluation of the creditworthiness of individuals; electronic payment services, namely, electronic processing and transmission of bill payment data; providing funds replenishment, banking, and electronic funds transfer services in connection with debit card services that permit card holders to fund debit cards, make online and telephone payment transactions, and pay for consumer services, debts, and bills; financial investment services in the field of certificates of deposit; automated teller machine (atm) banking services; online and mobile banking services; payment processing services, namely, processing electronic payments made through debit cards, cash cards, and stored value cards; funding online cash accounts from prepaid debit card accounts; electronic check transaction processing services; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services, and providing for the exchange of foreign currency; issuance of bank checks and travelers checks; providing information and consultation in the fields of debit, stored value, and cash card services, debit card, bill payment, and electronic check transaction processing services, and online banking; promoting banking services and debit, stored value, and cash card usage and sales through the administration of customer loyalty and incentive rewards programs; providing financial service customer loyalty and incentive rewards programs; providing a website that tracks account information for debit cards and cash cards