Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; providing an internet website portal in the field of financial transaction and payment processing services; employment services, namely, online interactive employment counseling, hiring, recruiting, placement, staffing and career networking services in the fields of business networking and talent recruiting services for artists, designers, photographers and other creative professionals; financial intermediary services, namely, facilitating the channeling of funds between and from businesses, employers, companies, persons and other entities to artists, designers, photographers and other creative professionals; business invoicing services; payroll processing services; payroll administration and management services