Downloadable computer software for processing financial transactions; downloadable computer software in the nature of a mobile application for processing financial transactions; transaction processing terminals for electronic financial transactions, namely, Venmo, PayPal and other contactless payment options; point of sale terminals; data entry and inquiry terminals for processing and transferring payments and financial data, downloadable computer software for operating such terminals; secure terminals for the electronic transactions and transmission of data via contactless payment;. Financial systems for the hospitality, retail, food and beverage, e-commerce, and mail order/telephone order industries;, namely, computer hardware and computer software platforms for processing credit and debit payments; Financial systems for the hospitality, retail, food and beverage, e-commerce, and mail order/telephone order industries comprised of computer hardware and computer software platforms sold as a unit for processing credit and debit payments; providing temporary use of on-line non-downloadable software and applications for providing and processing secure transactions for electronically payments via Venmo, PayPal and other payment options; payment processing services using transaction processing terminals for electronic financial transactions, namely, Venmo, PayPal and other contactless payment options