Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, of others in the fields of healthcare, benefits programs, employee productivity, risk management; Cloud computing featuring software for use in database management, for use as a spreadsheet, for word processing, etc. and, if software is content- or field-specific, the field of use; Data encryption services; Design and maintenance of web sites for others; Electronic monitoring of credit card activity to detect fraud via the internet; Platform as a service (PAAS) featuring computer software platforms for for use in database management, for use as a spreadsheet, for word processing, etc. and, if software is content - or field-specific, the field of use; Software as a service (SAAS) services featuring software for for use in database management, for service desk management, for accounting, etc., and, if software is content- or field-specific, the content or field of use; Technological consulting in the field of cryptocurrency; Technology advisory services related to computers, engineering