Mobile application for banking or financial services, facilitating the electronic transfer of funds between individuals, opening bank accounts, processing payments and debit transactions, managing checking accounts, check deposits, paying bills, processing debit and credit card transactions, providing secure commercial financial transactions and payment options, providing Automated Clearinghouse (ACH) transaction processing services, financial investment brokerage and financial investment portfolio management services via global electronic networks, online financial advisory services in the nature of automated financial robo-advisory services; Downloadable computer software, namely, an electronic financial platform for banking or financial services, transfer of funds between individuals, opening bank accounts, processing payment and debit transactions, managing checking accounts, check deposits, paying bills, processing debit and credit card transactions, providing secure commercial financial transactions and payment options, providing Automated Clearinghouse (ACH) transaction processing services, financial investment brokerage and financial investment portfolio management services via global electronic networks, online financial advisory services in the nature of automated financial robo-advisory services all in an integrated mobile phone and PDA environment

Banking and financial services provided online; facilitating the electronic transfer of funds between individuals, debit card transaction processing services; debit card transaction processing services provided via mobile software applications; issuing prepaid debit cards; issuance of credit cards; processing of contactless debit card payments; checking account services; checking account services provided via mobile software applications; bill payment services; bill payment services provided via mobile software applications; providing secure commercial financial transactions and payment options; providing Automated Clearinghouse (ACH) transaction processing services; financial investment brokerage and financial investment portfolio management services via global electronic networks; online financial advisory services in the nature of automated financial robo-advisory services