downloadable software in the nature of a mobile application and downloadable mobile applications for managing credit and debit card accounts and banking accounts and performing contactless credit and debit card and banking transactions; downloadable computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, pda, and web based environment; downloadable mobile applications for managing credit card accounts and performing contactless credit card transactions; downloadable computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and banking industries; downloadable computer software for facilitating and administering payment, banking, credit card, debit card, payment card, electronic payments, electronic processing and transmission of bill payment data, transaction authentication, routing, authorization, fraud detection and control, and encryption services; downloadable computer software for a digital wallet that stores customer account information; computer software to enable smart cards, mobile phones and mobile devices to interact with terminals and card readers; downloadable computer software for transmitting, displaying and storing transactions, identifications and financial information for use in the financial services, banking industries; downloadable computer software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports

online banking services accessible by means of downloadable mobile applications; managing and analysis of financial accounts via a global computer network, namely, financial administration of credit and debit card accounts and financial analysis services; financial services, namely, issuance of credit cards and debit cards; bill payment services; payment card services, namely, credit, debit, and cash card payment processing services; banking services; online banking; checking account services; savings account services; providing cash and rebates for credit and debit card use as part of a customer loyalty program; point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transaction processing services; facilitating person-to-person electronic means via a global computer network, namely, credit card, debit card, and stored value prepaid card payment processing services through electronic means via a global computer network; consumer lending services; check processing; credit and cash card payment processing services; electronic banking via a global computer network; internet banking; electronic transfer of funds; credit scoring services; loyalty program payment processing services; gift card transaction processing services; electronic remote check deposit services; money transfer; providing alerts as to any activity and changes of consumer financial transactions, namely, online banking services featuring electronic alerts that alert credit card, debit card, and prepaid card users of any activity and changes of consumer financial transactions; financial transaction authentication and verification services, namely, credit card and debit card authentication and verification