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Platform as a service (PAAS) featuring computer software platforms for he sending, transferring, processing, managing, calculating, facilitating, tracking and receiving of gifts, donations, tips, and gratuities; Platform as a service (PAAS) featuring computer software platforms for the processing of electronic payments, electronic gifts, tips and gratuities; Platform as a service (PAAS) featuring computer software platforms for service providers and the recipients of services to automate, facilitate, calculate, send, transfer, track and receive electronic payments, gifts, donations, tips, and/or gratuities; Platform as a service (PAAS) featuring computer software platforms for the giving and receiving of gifts, tips and gratuities; Platform as a service (PAAS) featuring computer software platforms for creating, managing and searching for user-defined profiles and user accounts; Platform as a service (PAAS) featuring computer software platforms for financial transactions; Platform as a service (PAAS) featuring computer software platforms for providing reviews, comments, and feedback; Platform as a service (PAAS) featuring computer software platforms for to allow users to perform e-commerce transactions, make electronic payments and transfer funds via the Internet and communications networks; Platform as a service (PAAS) featuring computer software platforms for financial transactions, namely, software forthe sending and receiving of gifts, donations, and gratuities, namely, an electronic financial platform for the sending, receiving, processing, managing, calculating, and facilitating of gifts, tips and gratuities; Platform as a service (PAAS) featuring computer software platforms for financial transactions, namely, software for tracking the history of a user's gift-giving; Platform as a service (PAAS) featuring computer software platforms for social networking, namely, software for leaving comments and reviews on a user's or service provider's profile; Platform as a service (PAAS) featuring computer software platforms for the electronic, wireless and contactless processing, sending, transferring, tracking and receiving of gifts, electronic payments, tips and/or gratuities; Providing a web site featuring temporary use of non-downloadable software for the sending, transferring, processing, managing, calculating, facilitating, tracking and receiving of gifts, donations, tips, and gratuities; Providing a web site featuring temporary use of non-downloadable software for the processing of electronic payments, electronic gifts, tips and gratuities; Providing a web site featuring temporary use of non-downloadable software for service providers and the recipients of services to automate, facilitate, calculate, send, transfer, track and receive electronic payments, gifts, donations, tips, and/or gratuities; Providing a web site featuring temporary use of non-downloadable software for the giving and receiving of gifts, tips and gratuities; Providing a web site featuring temporary use of non-downloadable software for creating, managing and searching for user-defined profiles and user accounts; Providing a web site featuring temporary use of non-downloadable software for financial transactions; Providing a web site featuring temporary use of non-downloadable software for providing reviews, comments, and feedback; Providing a web site featuring temporary use of non-downloadable software for to allow users to perform e-commerce transactions, make electronic payments and transfer funds via the Internet and communications networks; Providing a web site featuring temporary use of non-downloadable software for financial transactions, namely, software forthe sending and receiving of gifts, donations, and gratuities, namely, an electronic financial platform for the sending, receiving, processing, managing, calculating, and facilitating of gifts, tips and gratuities; Providing a web site featuring temporary use of non-downloadable software for financial transactions, namely, software for tracking the history of a user's gift-giving; Providing a web site featuring temporary use of non-downloadable software for social networking, namely, software for leaving comments and reviews on a user's or service provider's profile; Providing a web site featuring temporary use of non-downloadable software for the electronic, wireless and contactless processing, sending, transferring, tracking and receiving of gifts, electronic payments, tips and/or gratuities; Software as a service (SAAS) services featuring software for the sending, transferring, processing, managing, calculating, facilitating, tracking and receiving of gifts, donations, tips, and gratuities; Software as a service (SAAS) services featuring software for the processing of electronic payments, electronic gifts, tips and gratuities; Software as a service (SAAS) services featuring software for service providers and the recipients of services to automate, facilitate, calculate, send, transfer, track and receive electronic payments, gifts, donations, tips, and/or gratuities; Software as a service (SAAS) services featuring software for the giving and receiving of gifts, tips and gratuities; Software as a service (SAAS) services featuring software for creating, managing and searching for user-defined profiles and user accounts; Software as a service (SAAS) services featuring software for financial transactions; Software as a service (SAAS) services featuring software for providing reviews, comments, and feedback; Software as a service (SAAS) services featuring software for to allow users to perform e-commerce transactions, make electronic payments and transfer funds via the Internet and communications networks; Software as a service (SAAS) services featuring software for financial transactions, namely, software forthe sending and receiving of gifts, donations, and gratuities, namely, an electronic financial platform for the sending, receiving, processing, managing, calculating, and facilitating of gifts, tips and gratuities; Software as a service (SAAS) services featuring software for financial transactions, namely, software for tracking the history of a user's gift-giving; Software as a service (SAAS) services featuring software for social networking, namely, software for leaving comments and reviews on a user's or service provider's profile; Software as a service (SAAS) services featuring software for the electronic, wireless and contactless processing, sending, transferring, tracking and receiving of gifts, electronic payments, tips and/or gratuities