Financial planning for individuals and businesses; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Providing information and advice in the field of finance, financial investments, financial valuation, and the financial aspects of retirement; Financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial planning for retirement; Investment consultation in the fields of retirement income planning; Financial services, namely, providing an investment option available for annuity and life insurance products; Estate planning; Financial planning services, namely, developing and managing charitable giving programs on behalf of individuals or families; Providing on-line information in the field of charitable monetary giving through financial and estate planning; Financial planning, namely, creating personalized strategies for achieving financial independence for individuals and families; budget planning; financial loan consultation, and debt managementnt