Computer hardware; Credit card encoding machines; Downloadable computer application software for mobile phones and computers, namely, software for home banking and bank services; Downloadable computer software for use as an electronic wallet; Downloadable mobile applications for managing bank accounts; Encoded key cards; Interfaces for computers; Magnetically encoded credit cards; Personal digital assistants; Recorded computer operating software; Teaching robots

Accounting services; Administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; Advertising and marketing; Business administration services; Business administration of consumer loyalty programs; Business appraisals; Business information and accounting advisory services; Business management advice; Business management consulting; Business management of reimbursement programs for others; Commercial administration of the licensing of the goods and services of others; Commercial management; Commercial and industrial management assistance; Consulting and information concerning accounting; Corporate management assistance; Customer relationship management; Database management; Evaluations relating to commercial matters; Operation of a business for others, namely, shopping centers; Preparation of financial statements; Price comparison services; Promoting the goods and services of others by means of the issuance of loyalty rewards cards; Promotion of business opportunities; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Provision of an on-line marketplace for buyers and sellers of goods and services