Financial services, namely, business fundraising provided over a computer network such as the Internet; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Charitable services, namely, providing financial support to people from disadvantaged countries for the purpose of facilitating educational opportunities; Charitable foundation services, namely, providing financial support to individuals who are seeking to be with family during the holidays but are unable due to financial constraints