Computer software for use in connection with transactional information, whether financial in nature or non-financial, or data collection, namely, electronic financial or ordering platform that accommodates multiple types of payment, debt, and item or data transactions in an integrated mobile phone, pda, and web-based environment, and can facilitate product delivery

On-line retail store services, retail store services, and retail vending stand services featuring a wide variety of consumer goods of others; on-line experiential retailing services; IoT network management and field retailing services, and merchant services, including data collection, consumer opt-in, or provisioning of digital services via a kiosk; on-line system for enabling automated same-day delivery services; turnkey retail start-up services, namely, coordination and assumption of responsibility for all aspects of the store or kiosk-opening process of others; consumer strategy business consulting in the fields of marketing, sales, operation, and brand design, namely, specializing in the use of analytic models for the understanding and predicting of consumer, business, and retail market trends and actions; demographic consultation, namely, providing customer demographic information; providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features, and related reference information