Non-downloadable software that provides users with a questionnaire, scoring logic, and corresponding benchmarks to generate scores, assess, evaluate, and obtain a holistic snapshot of a consumer's financial health; Providing non-downloadable software that generates a score to assess and obtain a holistic snapshot of a consumer's financial health; Non-downloadable software to assess consumer financial health; Software as a service (SAAS) featuring software to assess consumer financial health; Non-downloadable software to provide consumer financial health insights and assist in improving consumer financial health outcomes; Software as a service (SAAS) featuring software to provide consumer financial health insights and assist in improving consumer financial health outcomes