Monitoring consumer credit reports and scores and providing an alert as to any changes therein for business purposes; credit and consumer credit risk score monitoring and reporting and alerts regarding same; providing daily automatic refresh credit and consumer credit risk score reports for business purposes

Consultation in the field of data and identity theft detection; financial identity monitoring services for fraud protection purposes; providing an online computer database in the field of data and identity theft and identification verification for security or authentication purposes; providing consumer credit report monitoring information to facilitate the detection and prevention of identity theft and fraud via the internet; monitoring consumer credit reports and scores and providing an alert as to detection of any changes therein to facilitate the detection and prevention of identity theft and fraud; fraud resolution and customer assistance services provided in the event of identity theft and fraud affecting credit, bank accounts and credit cards; detection of identity threats, namely, monitoring of credit reports, the Internet, and public records to facilitate the detection and prevention of identity theft and fraud; providing protection and control over who sees and accesses one's identity, namely, fraud and identity theft protection services; recovery and resolution of identity theft, namely, detective investigations and resolution of those investigations; identification verification services for use in providing single authenticated identity for use in accessing online sites containing personal and private governmental stored data, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; fraud and identity theft protection services in the nature of monitoring consumer identity reports and providing an alert as to any changes therein; providing credit monitoring, alerts and reports based on internet surveillance for the protection of identity and protection against identification theft