Downloadable IT applications; software (recorded programs); software platforms, whether recorded or downloadable; software for compression and unpacking of information; recorded computer operating system programs; recorded or downloadable computer software; encoded credit cards; magnetic credit cards; smart cards; magnetic encoded cards

Advertising relating to the supply of credit, debit and prepaid cards; on-line advertising through computer network relating to the supply of credit, debit and prepaid cards; retail services provided through mobile telecommunications media in connection with the supply of credit cards, debit cards, prepaid cards; retail services provided online through networks or other electronic means using electronically digitized information related to the provision of credit and debit cards; preparation of account statements; customer services to file complaints and suggestions regarding products and services other than for legal purposes; information, consulting and advisory services related to all of the aforementioned services

Financial services; banking services; credit card services; bank card, debit card and electronic payment card services; savings deposit; savings bank services; savings account services; financial savings services; savings account management; stored value electronic purse services; electronic transfer services; electronic payment services; cash disbursement services; information, advisory and consulting services related to all of the foregoing services; prepaid card services offered through stored value cards, electronic credit and debit transactions; transaction authorization and settlement services transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; settlement, reconciliation and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, electronic cash transactions and electronic cash transmissions through public computer networks to facilitate electronic commerce, electronic funds transfer, financial information provision, namely, credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services; financial services provision to support retail services provided through mobile telecommunications means, namely, payment services through wireless devices; financial services provision to support online retail services through electronic networks; processing of financial transactions both online through a computer or telecommunications database such as that at the point of sale; processing services for financial transactions by cardholders through automated teller machines; provision of balance, deposit and withdrawal details to cardholders through automated teller machines; payer authentication services; financial information verification; financial record keeping; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services; debit and credit services provision through communications and telecommunications devices; financial services provision to support retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunications link; financial services provision to support online retail services through networks or other electronic means using electronically digitized information; online banking; provision of credit through cards; discount services through cards; electronic purse services; prepaid services for acquiring credit; bonus and premium program services (financial services); financial consulting; funds investment; capital investment; loans (financing); installment loans; credit card payment processing; debit card payment processing; banking services; online banking services; electronic wallet payment services; electronic purse payment services; financial information provision; financial information provision through web sites; electronic transfer of virtual currencies