Business organization consultancy; business administration and management; business management services, namely, administrative accounting, integrated payables management, business and payables management analysis, and commercial information agency services; commercial business management, commercial business administration; customer account management; administrative management of business expenses and the flow of payments between businesses; business administration services for the payment of vendors and acquisition of goods or services by means of electronic cards, virtual credit card, proprietary payment network, ACH, check, or foreign exchange; business administration and management in the form of advice, consulting, information, and business advisory services relating to organizing and managing business; business information services related to the dissemination and use of virtual credit card, proprietary payment network, ACH, check, or foreign exchange, and other payment methods; sales promotion by the provision of various offers to customers and vendors for using or accepting a payment card or an electronic means of payment, in particular by a computer or a mobile telephone or other mobile communication device; business information services relating to the dissemination and use of virtual credit card, proprietary payment network, ACH, check, or other electronic means of payment; account payable business management services, namely, compiling business information relating to virtual credit card, proprietary payment network, ACH, check, foreign exchange and other payment methods for business purposes; compilation and systematization of data into central files on a computer database; organization, operation and supervision of customer service programs

Issuance of credit, charge and payment cards; issuance of virtual credit, charge and payment cards, virtual currency,; credit, charge and payment card payment, and transaction processing services; virtual credit, charge and payment card transaction processing; Electronic payment services involving electronic processing and subsequent transmission of payment data; corporate cash management services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of corporate payments, mobile payments and virtual credit, charge card, payment card, ACH, proprietary payment network, check, and other payment transactions; Financial services, namely, electronic payment, electronic accounts payable, electronic processing and transmission of payment data; electronic payment distribution services; credit card payment processing services; processing electronic payment transactions through pre-funded credit cards; Credit card services; Issuing, pre-funded credit cards, or other means of payment, in particular via computer network; facilitating the organization of the payment, namely, vendor bill payment services for any product or service; credit card payment processing services; pre-funded corporate card services, namely, processing electronic payments made through pre-funded payment cards; financing services for acquisition in the form of payment transaction processing for products and services using electronic payment cards, pre-funded credit cards, virtual credit cards, proprietary payment network, ACH, check, foreign exchange, and other payment methods; management of financial benefits associated with the use of a credit card in the form of program payment processing services; payment processing and payment administration services, namely, payment transaction processing services; financial management of business expenses and of business payment flows; card services enabling users to accrue benefits, namely, providing cash and other rebates for credit card use as part of a customer program; Financial management, and monetary exchange services; advice, consultancy, information and appraisal of data in the financial field; electronic funds transfer; financing and electronic transfer of funds services; bill payment services via electronic and telecommunication devices; contactless payment services, namely, bill payment services provided via a mobile device at a point of sale

Platform as a Service (PaaS) offering platforms to be used to request and make business payments by various means including the generation of a virtual credit card, proprietary payment network, ACH, check, foreign exchange or other payment methods on computer networks such as the Internet, secure API or file transfer (SFTP) connectivity; temporary provisioning of online software that cannot be downloaded for business payments, solutions and enhancements concerning business account payment programs; design, maintenance and updating of software for managing means of payment; design of Internet platforms for online payment; programming of software for Internet platforms for online payment; programming of software for e-commerce platforms; electronic data storage; development, provision and operation of computer systems for payment transactions via the Internet, computers or mobile telephones; development, provision and operation of computer systems for payment transactions with dematerialized money; design of applications for computers and mobile telephones enabling secure payment operations; design, modification and maintenance of software for management and planning of purchases and expenditures; Platform as a Service (PaaS) offering robotic process automation (RPA) technology to allow commercial payments to be made to suppliers using an online payment portal; electronic accounts payable platform to support accounting system workflow for designated users; supplier enablement system to manage payment preferences, delivery preferences, and supplier contact information; Platform as a Service (PaaS) offering virtual credit card issuing to securely generate single and multi-use virtual credit card numbers; Platform as a Service (PaaS) offering virtual credit card processing to securely process virtual credit card transactions; customizable online business and account platform to support rules-based processing of virtual credit card transactions; Platform as a Service (PaaS) offering account funding and ledger management application to update business account open-to-buy balances; Platform as a Service (PaaS) offering enhanced payment controls of multi-use virtual credit cards to manage payment cycles to suppliers and budgets of payment campaigns; Platform as a Service (PaaS) offering payment batch controls to manage the timing of release of payments to suppliers; Platform as a Service (PaaS) offering system to allow funding of payments by authorized debit of an organization's designated bank account; secure internet platform allowing suppliers to access, input and modify payment instructions to facilitate payment from their customers; Software-as-a-Service (SaaS) offering software for assessment, planning, analysis and management of purchases and expenses; software-as-a-service (SaaS) offering software for online payments; design, maintenance and updating of computer programs and application software for mobile telephones and other digital mobile devices that enable users to access and use virtual credit cards to make purchases