Electronic signature application, association, authorization and verification services; computer services in relation to electronic signature application, association, verification and authorization services; providing software or online services for signing and sending electronic documents; providing software or online services for generating, encrypting, decrypting, obtaining, managing, capturing, storing, processing, and viewing the following: electronic signatures, electronic signature data, encrypted and unencrypted records that may be or have been signed with an electronic signature, and electronic association information between electronic signatures and electronic records; associating encrypted, unencrypted, and decrypted records with electronic signature data and encryption and communication of records associated with electronic signatures; software as a service (SaaS) featuring software for the application and logical association of electronic signatures in association with electronic records, for verifying authenticity of previously applied or associated electronic signatures on electronic records, for applying and requesting the application of electronic signatures on encrypted and unencrypted electronic records, and sending encrypted electronic records over communications networks; electronic document time-stamping services; digital signature verification services; identity theft and fraud prevention services relating to electronic commerce; monitoring of electronic access to encrypted and unencrypted electronic records; software as a service (SaaS) service featuring software and online services for sending electronic signature requests, completing contracts, recording acknowledgments, electronically signing documents, tracking multi-signatory documents in real-time, and associating electronic signatures with encrypted electronic records that are unencrypted for signature