Downloadable applications for use in financial applications, namely, for use in managing and tracking business finances, bookkeeping, bill payment, liabilities, equity, loans and checking accounts, creating and tracking invoices, tracking accounts receivable, enabling online banking and creating financial reports, maintaining vendor contact information; downloadable applications for the processing and management of electronic payments on behalf of banks and financial institutions; downloadable applications for use by banks and financial institutions to providing them with business intelligence data analytics and information for storing, managing, tracking, analyzing, and reporting the business performance and financial health of its customers; downloadable applications for banks and financial institutions by providing them with a platform for their customers for use in managing and analyzing commercial finance with access to online banking and credit card services, and featuring financial management advice and educational information on payment solutions, spending, savings, cash flow, budgeting and financial management tips, and financial management tools, namely, online bill payment and bill calendaring services, financial plan creation, assessing and setting spending goals, spending monitoring, financial account alerts

Platform as a service services for use in financial applications, namely, for use in managing and tracking business finances, bookkeeping, bill payment, liabilities, equity, loans and checking accounts, creating and tracking invoices, tracking accounts receivable, enabling online banking and creating financial reports, maintaining vendor contact information; and related manuals sold together as a unit; platform as a service for the processing and management of electronic payments on behalf of banks and financial institutions; platform as a service services for banks and financial institutions by providing them with business intelligence data analytics and information for storing, managing, tracking, analyzing, and reporting the business performance and financial health of its customers ; platform as a service services for banks and financial institutions by providing them with a platform for their customers for use in managing and analyzing commercial finance with access to online banking and credit card services, and featuring financial management advice and educational information on payment solutions, spending, savings, cash flow, budgeting and financial management tips, and financial management tools, namely, online bill payment and bill calendaring services, financial plan creation, assessing and setting spending goals, spending monitoring, financial account alerts